Q: What are the benefits of the Partners In Savings Membership Savings Program?
A: Our Membership includes your own personal Account ID number (password protected) for our $1000 Savings Program; the option to purchase silver just over Dealer cost; a Cash Back Shopping Mall (free to register); the option to purchase our exclusive products at Members-Only prices; a replicated website with 1 year hosting, including back office technology; an Income Opportunity which includes the opportunity to earn hundreds of dollars of silver each year; an Exit Strategy for those who may need it; plus many possible tax write-offs from owning a home-based business!

Q: How much does the annual Membership Savings Program cost?
A: $199.99, plus a $15.00 processing fee.

Q: What type of payment does Partners In Savings accept?
A: We accept online-checks.

Q: Why can't I use a credit card?
A: Merchant Account Holders are very leery of number one, Start-Up Companies and number two, Network Marketing Companies. This would be an automatic two strikes against us. Then, imagine when thousands are joining quickly, Merchant Account Holders would freak, causing a freeze on the money. It happens all the time in this Industry. We're not going to travel that route. It's for your protection, as well as ours. Also, due to the value and mass appeal of our product, we do not want an open door for possible credit card fraud or abuse.

Q: How does one know if a website is secure?
A: When a person types in a www.address in the address box, and an https:// appears, the website is secure.

Q: How do I order silver?
A: Email quotes@silvermania.net with the amount you are prepared to spend, as well as the items you are interested in. Include your name, email address and phone number. You will then be contacted. Once the order has been approved, you must mail a check or money order immediately. Once the check has cleared, we will mail out your order.

Q: What does AU/BU mean?
A: It means About Uncirculated/Brilliant Uncirculated

Q: How often do I get paid?
A: We pay daily, however, we must allow for the time it takes to clear checks and get past the cancellation period before we can calculate commissions. Commissions will be mailed out 3 weeks behind the dates earned.

Q: How do I get "qualified" to receive commisions in the Dynamic Duo Structure?
A: You are qualified to receive bonuses once you have referred two people who have purchased the Membership Savings Program, and placed one on your Left Team, and one on your Right Team.

Q: What is a Quick Cycle?
A: A Quick Cycle occurs each time one person is placed on your Left Team, and one person is placed on your Right Team.

Q: Are there qualifications to receive Matching Bonus Checks?
A: In order to qualify for 10% Matching Checks, you must have a minimum of 1 personal on each Team. In order to qualify for the 20% Matching Checks, you must have a minimum of 2 personals on one Team, and at least 4 on the other. In order to qualify for the 30% Matching Checks, you must have a minimum of 3 personals on one Team and at least 8 on the other.

Q: Is there a limit to how many times a day I can cycle?
A: You can cycle as many times in a day as the number of personals you have referred.

Q: Where can I use the Pre-Paid Visa Award Card, and are there any usage fees?
A: You can use it anywhere VISA is accepted, and there are no usage fees.

Q: Is there a strategy that works best for placing people in my organization?
A: We would recommend that you build straight down your Left Team to the left, and straight down your Right Team to the right. Keep families, friends and co-workers together on the same Team. In your Back Office, you have options to choose from that will automatically place people in your Structure. You can set the placement for your Left Team, which will place new people on the bottom left of your Left Team. You can set the placement for your Right Team, which will place new people on the bottom right of your Right Team, or you can set the placement for your Weakest Team, which will place new people to the bottom of your Weakest Team.

Q: Will I get any support to help me grow my business?
A: Yes! Keep in close contact with your Sponsor for 3-way calling, or ask your Sponsor for his/her Sponsor's name and contact info. Soon, we will have Training and Marketing Tools in your back office.

Q: How do I promote my business?
A: The absolute first thing you should do, is make a Contact List. Contact everyone on this list within the first 48 hours of signing up. THIS IS CRUCIAL to your success! Show your enthusiasm and excitement! Send people to your website. THIS IS POWERFUL!! Know your compensation plan, and how to navigate through the website. Meetings will soon be springing up all over the country! Attend local meetings and always take at least one guest. Host a meeting. Ask your sponsor to help you - the more your business grows, the more their business grows! Send emails to all of your email contacts.

Q: Can I use the Silver Mania name or Partners In Savings on my marketing and promotional materials?
A: You must submit a written request to do this, and then given permission in writing. Our aim is to protect the integrity of the program.

Q: Am I considered an employee of Partners In Savings?
A: No, you are an Independent Customer Rep.

Q: Will I receive any tax forms, such as a W-2 or a 1099?
A: You will receive a 1099.